Page 7 - Wealth Adviser Newsletter March 2025
P. 7

ISSUE 107
                                                                                                           MARCH 2025

        reshaping how individuals approach their financial futures.   By staying informed and seeking professional advice
        The increased superannuation thresholds for 2025-26 offer   when needed, Australians can navigate these changes and
        new opportunities for Australians to boost their retirement   work towards a more secure and comfortable retirement.
        savings, while the focus on investment risk and retirement
        income strategies highlights the need for a more nuanced
        approach to retirement planning.                        References
           As we navigate this new paradigm, it’s crucial for individ-  1.  FirstLinks. (2025). 2025-26 super thresholds: key changes and
        uals to:                                                 implications. https://www.firstlinks.com.au/2025-26-super-thresholds-
        1.  Stay informed about changes to superannuation rules   key-changes-and-implications
           and thresholds                                       2. FirstLinks. (2025). Unpacking investment risk in superannuation.
        2.  Understand their risk profile and ensure their invest-  https://www.firstlinks.com.au/unpacking-investment-risk-in-
           ments align with their goals                          superannuation
        3.  Consider a range of retirement income strategies to meet   3. AdviserVoice. (2025). Retirement Income Strategies. https://www.
           their specific needs                                  adviservoice.com.au/2025/03/cpd-retirement-income-strategies/
                                                                4. Treasury.gov.au. (2020). Retirement Income Review - Final Report.
           The future of retirement planning in Australia is likely to   https://treasury.gov.au/sites/default/files/2021-02/p2020-100554-
        see continued evolution, with a growing emphasis on per-  udcomplete-report.pdf
        sonalised strategies that balance income, risk management,   5. Moneysmart.gov.au. (2025). Asset allocation. https://moneysmart.gov.
        and flexibility. As the Productivity Commission noted in its   au/how-to-invest/asset-allocation
        report on superannuation, “The superannuation system is   6. Pc.gov.au. (2023). Superannuation: Assessing Efficiency and
        not delivering the best outcomes for all members. There is   Competitiveness. https://www.pc.gov.au/inquiries/completed/
        much to do to make it work better.” (Pc.gov.au, 2023)    superannuation/assessment/report


















































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