Page 3 - FWP Wealth-Adviser-Issue-120 (FWP)

ISSUE 120
SEPTEMBER 2025

for Australians, preparing for systemic and environmental • Allocating to high-quality, diversified assets—across
shocks—such as climate risk, global supply chain shifts, and shares, property, fixed interest, and superannuation.
demographic trends—should be part of every investment amavic+2
plan. Australian advisers compare this to maintaining strong • Building and maintaining a “margin of safety”: don’t
“economic moats” in portfolios: “Those who adapt their overextend or commit in overheated conditions, and
strategies to shifting risks and opportunities are best placed always maintain liquidity as a buffer.investopedia+1
to thrive, not merely endure, over the long run”.amavic+2 • Embracing patience as a discipline—waiting for excep-
Buffett’s real genius is his humility about what can’t be tional opportunities, not just accepting what’s available.
known and his discipline in sticking to what works. “Risk pearler+1
comes from not knowing what you’re doing”; for Buffett • Future-proofing against systemic and climate risks, and
and for Australian retail clients, risk reduction arrives via updating plans to reflect both personal circumstances
understanding, adaptation, and a refusal to be led by fear or and evolving global realities.igcc
greed.investing As Buffett wisely notes, “You only find out who is swim-
ming naked when the tide goes out.” For those prepared,
Conclusion: Philosophical and Practical Tools riding out the storm becomes not just a pathway to survival,
for Enduring Market Turbulence but to greater opportunity and enduring prosperity.
Warren Buffett’s approach—anchored in patience,
process, and a relentless search for enduring value—offers
indispensable lessons for Australian investors navigat- References
ing volatility. Pairing these global principles with local • Taylor, Joseph. “Bookworm: Lessons from Buffett’s behaviour in a long
recommendations, it becomes clear that effective wealth bear market.” Morningstar Australia, 2025.
management isn’t about following market fads or reacting • “Lessons from Warren Buffett for Effective Financial Planning.”
impulsively to headlines. Financial Mappers, 5 July 2025.
“Buffett’s philosophy emphasises the importance of • “How To Build Wealth In Australia | 5 Top Wealth Creation Strategies.”
patience and discipline in investing … By adhering to a Scion Private Wealth, 16 July 2025.
long-term investment strategy, individuals can avoid the • “Specialist Wealth Building Strategies for Medical Professionals.”
pitfalls of emotional decision-making and capitalise on National Investment Advisory, 2024.
the power of compound interest”. This philosophy is what • “Wealth-Building Strategies for Medical Professionals.” Samios
allows Berkshire Hathaway and its shareholders, as well as Partners, 2 December 2024.
everyday Australian investors, to weather crises and emerge • “Road to Resilience: An investor action plan for an adaptive and
stronger.financialmappers sustainable economy.” IGCC, 24 August 2023.
• “Why Warren Buffett Loves ETFs.” BetaShares, 3 February 2025.
Tangible strategies for building resilient • “Warren Buffett’s Investment Strategy.” Investopedia, 1 May 2025.
Australian portfolios include: • “Warren Buffett’s Investment Strategy and Rules.” Investing.com, 4
• Setting clear, adaptive goals and regularly reviewing out- June 2025.
comes.scionprivatewealth • “What is Warren Buffett’s investing philosophy?” Pearler, 4 April 2023.

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