Page 1 - FWP Wealth Adviser newsletter - June 2025: Issue112
P. 1
ISSUE 112 MAY 2025
THE HIDDEN
COST OF
DELAYED
RETIREMENT
PENSION AGE,
GRANDPARENTAL
CHILDCARE, AND
AUSTRALIA’S
depositphotos.com
FERTILITY DILEMMA
INSIDE BY WEALTH ADVISER
1 The Hidden Cost of Delayed Introduction: Australia’s Demographic Crossroads
Retirement: Pension Age, Australia stands at a pivotal demographic juncture. As the government incrementally
Grandparental Childcare, and
Australia’s Fertility Dilemma raised the Age Pension eligibility age from 65 to 67-a transition completed in July 2023-
5 Balancing Reform and Resilience: there is growing debate about the broader social consequences of such reforms. While the
How Australia’s Political Values stated rationale is to ensure fiscal sustainability and encourage workforce participation
and Fiscal Discipline Shape among older Australians, emerging evidence suggests that these changes may have un-
Wealth and Opportunity
8 Buffett’s Farewell and the Future intended effects on family formation and national fertility rates. In particular, the role of
of US Exceptionalism: Lessons for grandparents as informal childcare providers is coming under scrutiny, with research indi-
Investors in a Changing World cating that their availability may be crucial for younger generations contemplating having
12 Q&A: Ask a Question more children.
BEFORE YOU GET STARTED
This Wealth Adviser publication is published by Wealth Today Pty Ltd Information in this document is no substitute for professional financial
(AFSL 340289), Sentry Advice Pty Ltd (AFSL 227748), Synchron Advice advice.
Pty Ltd (AFSL 243313) and Millennium3 Financial Services Pty Ltd (AFSL We encourage you to seek professional financial advice before making any
244252) and contains general and factual information only. investment or financial decisions.
Before acting on any information contained herein you should consider if In any circumstance, before investing in any financial product you should
it is suitable for you. You should also consider consulting a suitably qualified obtain and read a Product Disclosure Statement and consider whether it is
financial, tax and/or legal adviser. appropriate for your objectives, situation and needs.