Page 11 - Wealth-Adviser-Issue-113 (FWP)

ISSUE 113
JUNE 2025

Case Study: The Build-to-Rent Sector housing for the majority of its population (HDB, 2023).
One promising development is the growth of the build- While Australia’s context is different, there are valuable
to-rent sector. This model, which is well-established in lessons to be learned from such approaches.
countries like the United States and the United Kingdom, Ultimately, rebuilding the Australian Dream will require
involves institutional investors building and managing a renewed commitment to fairness, sustainability, and re-
rental properties for long-term tenants. In Australia, the silience. By addressing the root causes of the housing crisis,
build-to-rent sector is still in its infancy, but it has the po- implementing practical solutions, and fostering a shared
tential to provide more stable and affordable rental options vision for the future, Australia can create a housing system
for Australians. The federal government has introduced tax that works for everyone.
incentives to encourage investment in this sector, and sever-
al major projects are now underway in Sydney, Melbourne,
and Brisbane (AHURI, 2023). References
1. Sustainable Population Australia. (2023). Housing Crisis and
Case Study: Community Housing Providers Population Briefing Note. Retrieved from https://population.org.
Community housing providers are another important au/wp-content/uploads/2023/04/housing-crisis-and-population-
part of the solution. These organisations provide affordable briefing-note-final1.pdf
rental housing to low- and moderate-income households, 2. Firstlinks. (2023). Can’t Separate Housing Policy from Migration
often with support services to help tenants maintain their Policy. Retrieved from https://www.firstlinks.com.au/cant-separate-
tenancies. The sector has grown in recent years, but more housing-policy-from-migration-policy
investment is needed to meet the growing demand (AHURI, 3. Firstlinks. (2023). 9 Ways to Fix Australia’s Housing Crisis. Retrieved
2023). from https://www.firstlinks.com.au/9-ways-to-fix-australia-s-housing-
crisis
Conclusion: Toward a More Resilient 4. Firstlinks. (2023). Key Factors Behind the Housing Supply Crisis.
5 and Equitable Future Retrieved from https://www.firstlinks.com.au/key-factors-behind-the-
The Australian housing crisis is a complex and multifacet- housing-supply-crisis
ed challenge, but it is not insurmountable. Addressing it will 5. Australian Bureau of Statistics (ABS). (2023). National, state
require coordinated action from governments, policymakers, and territory population. Retrieved from https://www.abs.gov.au/
industry, and the community. The Firstlinks article, “Can’t statistics/people/population/national-state-and-territory-population/
Separate Housing Policy from Migration Policy,” offers a clear latest-release
direction: “We need to ask better questions and form a popu- 6. Grattan Institute. (2023). Housing Affordability: Reimagining the
lation plan linked to housing, infrastructure and employment Australian Dream. Retrieved from https://grattan.edu.au/report/
opportunities.” This holistic approach is essential to ensure housing-affordability-reimagining-the-australian-dream/
that population growth is managed in a way that supports, 7. Productivity Commission. (2023). Advancing Prosperity:
rather than undermines, housing affordability. Productivity Commission Inquiry Report. Retrieved from https://www.
The journey toward a more resilient and equitable hous- pc.gov.au/inquiries/completed/productivity/report
ing market will not be easy. As the Firstlinks article, “9 Ways 8. Australian Housing and Urban Research Institute (AHURI).
to Fix Australia’s Housing Crisis,” notes: “It will be a long (2023). Housing Policy in Australia. Retrieved from https://www.ahuri.
slow road back toward the Australian Dream. That journey edu.au/research/final-reports/housing-policy-in-australia
cannot begin until population growth is greatly reduced.” 9. Housing & Development Board (HDB), Singapore. (2023). Public
This statement reflects the scale of the challenge, but also Housing: A Key Social Pillar. Retrieved from https://www.hdb.gov.sg/
the importance of persistence and collaboration. residential/living-in-an-hdb-flat/overview
Looking to international examples can provide inspira- 10. Australian Institute of Health and Welfare (AIHW). (2023).
tion. Singapore’s public housing model, for instance, has Homelessness and Homelessness Services. Retrieved from https://
been highly successful in providing affordable and secure www.aihw.gov.au/reports/housing-assistance/homelessness-services

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