Page 1 - FWP Wealth Adviser Newsletter - May 2025

ISSUE 111 MAY 2025

FAMILY TRUSTS AND

RELATIONSHIP BREAKDOWNS

NAVIGATING ASSET PROTECTION,

LEGAL REALITIES, AND RESILIENT

WEALTH MANAGEMENT depositphotos.com

BY WEALTH ADVISER
INSIDE Introduction: The Rise of Family Trusts and

1 Family Trusts and Relationship the Challenge of Relationship Breakdowns
Breakdowns: Navigating Asset Family trusts have become a cornerstone of wealth management in Australia, valued for
Protection, Legal Realities, and their flexibility, tax efficiency, and capacity to facilitate intergenerational wealth transfer.
Resilient Wealth Management
As families grow more financially sophisticated, advisers are increasingly turning to trusts
5 Shelter, Security, and the to help clients preserve assets, minimise tax liabilities, and plan for the future. According to
Australian Dream: Unpacking
the Housing Crisis and Paths to the Australian Bureau of Statistics, the use of trusts has grown steadily over the past decade,
Resilience
with family trusts now holding billions in assets nationwide (ABS, 2023).
8 The Art and Science of Fund Yet, as the popularity of trusts has risen, so too has the complexity of family relation-
Manager Selection: Balancing
Philosophy, Performance, and ships. Australia’s divorce rate remains significant, with approximately one in three marriag-
Investor Resilience es ending in separation or divorce (ABS, 2022). The intersection of these trends presents a
11 Q&A: Ask a Question unique challenge: what happens to family trust assets when a relationship breaks down?

BEFORE YOU GET STARTED
This Wealth Adviser publication is published by Wealth Today Pty Ltd Information in this document is no substitute for professional financial
(AFSL 340289), Sentry Advice Pty Ltd (AFSL 227748), Synchron Advice advice.
Pty Ltd (AFSL 243313) and Millennium3 Financial Services Pty Ltd (AFSL We encourage you to seek professional financial advice before making any
244252) and contains general and factual information only. investment or financial decisions.
Before acting on any information contained herein you should consider if In any circumstance, before investing in any financial product you should
it is suitable for you. You should also consider consulting a suitably qualified obtain and read a Product Disclosure Statement and consider whether it is
financial, tax and/or legal adviser. appropriate for your objectives, situation and needs.