R.A.M. Retirement Ready Report

Please complete all sections to ensure that the RAM Report calculation will be as accurate as possible.

Dollars per year
Salary upon which your employer superannuation contributions are calculated
If you are a member of a state or federal government super fund the answer is NO.
As a $ amount per year
i.e: weekly, fortnightly, monthly, etc.
Per week, fortnight, etc as specified above
As a percentage
As a % of gross salary per year
i.e: weekly, fortnightly, monthly, etc.
As a % of gross annual salary

The RAM Report calculation will be based on assumed rates of return that are appropriate to your personal views about risk and return. Please complete the following questions so that we can determine your risk profile.

1. In general, how would your best friend describe you as a risk taker?
2. You are on a TV game show and can choose one of the following. Which would you take?
3. You have just finished saving for an “once-in-a-lifetime” vacation. Three weeks before you plan to leave, you lose your job. You would:
4. If you unexpectedly received $20,000 to invest, what would you do?
5. In terms of experience, how comfortable are you investing in shares or share trusts?
6. When you think of the word “risk”, which of the following words comes to mind first?
7. Some experts are predicting prices of assets such as gold, jewels, collectibles, and real estate (hard assets) to increase in value. Government bond prices may fall. However, experts tend to agree that government bonds are relatively safe. Most of your investment assets are now in high interest government bonds. What would you do?
8. Given the best and worst case returns of the four investment choices below, which would you prefer?
9. In addition to whatever you own, you have been given $1,000. You are now asked to choose between:
10. In addition to whatever you own, you have been given $2,000. You are now asked to choose between:
11. Suppose a relative left you an inheritance of $100,000, stipulating in the will that you invest ALL the money in ONE of the following choices. Which one would you select?
12. If you had to invest $20,000, which of the following investment choices would you find most appealing?
13. Your trusted friend and neighbour, an experienced geologist, is putting together a group of investors to fund an exploratory gold mining venture. The venture could pay back 50 to 100 times the investment if successful. If the mine is a bust, the entire investment is worthless. Your friend estimates the chance of success is only 20%. If you had the money, how much would you invest?